Question 1

Can I live in my Windsor Island Resort home year-round?

Accepted Answer

Do not assume year-round residence is permitted. The association’s live occupancy guidance and a recorded amendment conflict on how long an individual may stay, so neither provides a sound basis for planning unrestricted use. Before buying for extended occupancy, request the complete current recorded amendments and written clarification that addresses your intended schedule.

Question 2

May I offer the home for short-term stays?

Accepted Answer

Do not treat a listing description or another owner’s use as permission for your home. If you are considering short-term stays, check the current recorded community documents and applicable requirements for the specific property before making plans. The occupancy questions on this page concern individuals’ use of homes; they do not establish how many days a home may be offered to guests.

Question 3

Can I use the amenities while the home is rented to guests?

Accepted Answer

The association says owners cannot use the amenities while their home is rented to guests. That matters if you hope to enjoy the pool or clubhouse during a visit that overlaps with a guest’s use of your property. Check the current access rules when planning visits rather than assuming ownership alone gives you access at all times.

Question 4

What parking and delivery rules affect owners?

Accepted Answer

The association lists maximums of three vehicles for townhomes, four for 40-foot-style homes and five for 50-foot-style homes, subject to designated parking arrangements. RVs are prohibited, including for loading and unloading. There are no community mailboxes or USPS deliveries to homes, and the clubhouse does not accept mail or packages, so plan delivery arrangements before purchase.

Question 5

What services are included in Windsor Island Resort HOA dues?

Accepted Answer

Monthly dues cover community management, Aloha Clubhouse and amenity operations, landscaping and irrigation, valet trash and litter collection, bulk cable and internet, plus a staffed entrance and roving patrol. They do not mean every expense inside your home is covered. When comparing properties, ask what maintenance, insurance, utilities and optional services remain your responsibility.

Question 6

Can I rely on a published monthly HOA figure for a resale purchase?

Accepted Answer

Not without checking the paperwork for that purchase. A published figure may describe a different year, property category or type of closing. Ask for the current adopted association budget, the assessment schedule that applies to the home and a property-specific estoppel. Those documents also help you identify any applicable transaction charges or assessments beyond the regular dues.

Question 7

Is the CDD assessment part of the HOA payment?

Accepted Answer

No. Sandmine Road CDD is separate from the homeowners association, and its assessment is generally reflected on the annual property-tax bill rather than included in monthly HOA dues. Check the parcel’s current tax bill and district assessment details when comparing ownership costs, so you do not add a charge that is already included in the bill.

Question 8

What townhome roof and insurance responsibilities should I check?

Accepted Answer

The townhome provisions distinguish roof shingles and decking from roof trusses, which remain an owner responsibility; casualty-related damage has separate treatment. The association may obtain townhome insurance, but it is not required to do so. Before assuming coverage or budgeting for a particular home, review the applicable documents, current policy information and assessment details.

Aspect	Operations and maintenance	Series 2020 debt	Series 2021 debt	Series 2022 debt
Townhouse, 25-foot	$442.20	$784.32	$784.51	$784.33
Single-family, 40-foot	$471.68	$1,426.51	$1,426.85	$1,426.54
Single-family, 50-foot	$589.59	$1,784.45	$1,784.88	$1,784.49

Windsor Island Resort homes for sale: HOA fees