260 S Central AvenueUmatilla, FL, 32784

Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments.

The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock.

Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room.

The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.