628 Mayo StreetPalm Harbor, FL, 34683

A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot.

Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space.

Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access.

Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees.

Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.