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Property for sale at 10647 SW 85TH TERRACE, OCALA, FL, 34481

10647 SW 85th TerraceOcala, FL, 34481

2beds
2baths
960sqft
Single Family Residence
Built in 1987
$120 Monthly HOA Fee
$158,000
Sold
Price per sqft
$165
Sold on
Jun 26, 2026
MLS #OM710613Updated Jun 26, 2026

About this property

.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience.

The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle.

Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient.

Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup.

The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."

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Property details

Property type
Single Family Residence
Street address
10647 SW 85th Terrace
City
Ocala
State
FL
ZIP code
34481
Year built
1987
New construction
No
Faces
Southwest
Rooms
3
Building stories
1
Living area
960 sqft
Total building area
1,470 sqft
Architectural style
Ranch
Levels
One

Stellar MLSThe data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of Stellar MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; the availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.Stellar (MFR) data last updated at November 8, 2026 at 2:00 AM EST

Price & sale history

EventPrice
SoldMLS #OM710613$158,000
Price reducedMLS #OM710613$155,000Change: −6.1%−$10,000
Listed for saleMLS #OM710613$165,000
SoldMLS #OM634728$186,000
History may be incomplete.
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Location

Property for sale at 10647 SW 85TH TERRACE, OCALA, FL, 34481
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