

10647 SW 85th TerraceOcala, FL, 34481
- Price per sqft
- $165
- Sold on
- Jun 26, 2026
About this property
.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience.
The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle.
Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient.
Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup.
The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."

Property details
- Property type
- Single Family Residence
- Street address
- 10647 SW 85th Terrace
- City
- Ocala
- State
- FL
- ZIP code
- 34481
- Year built
- 1987
- New construction
- No
- Faces
- Southwest
- Rooms
- 3
- Building stories
- 1
- Living area
- 960 sqft
- Total building area
- 1,470 sqft
- Architectural style
- Ranch
- Levels
- One
Price & sale history
| Date | Event | Price | Change from previous recorded asking price |
|---|---|---|---|
| SoldMLS #OM710613 | $158,000 | Not applicable | |
| Price reducedMLS #OM710613 | $155,000Change: −6.1%−$10,000 | −6.1%−$10,000 | |
| Listed for saleMLS #OM710613 | $165,000 | Not applicable | |
| SoldMLS #OM634728 | $186,000 | Not applicable |
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