2165 Onondaga LanePunta Gorda, FL, 33983

You dreamed it—now you can live it. --- This beautiful home in the highly sought-after, deed-restricted Deep Creek community offers the Florida lifestyle so many buyers are searching for. Enjoy wide lake views and unforgettable sunsets while relaxing in your private pool, unwinding in the attached spa, or entertaining guests in the spacious covered lanai and outdoor dining area. --- Inside, this split 3-bedroom, 2-bathroom floor plan delivers great curb appeal and endless potential. With a little TLC and your personal touches, it can easily become the dream home you’ve envisioned. The layout features cathedral ceilings, tile flooring throughout, an eat-in kitchen, a generous primary suite, a separate dining room, and an inside laundry room. Four sets of sliding glass doors open directly to the screened lanai, pool/spa, and expansive concrete patio—creating seamless indoor-outdoor living. --- The attached garage is a standout, offering a built-in four-wall storage system, an electric car charger, a back-up generator connection, an overhead storage rack, and an electric garage door opener. --- This home combines lifestyle, location, and opportunity—an ideal choice for buyers looking to customize a well-designed property in one of Deep Creek’s most desirable settings. ---A small rear portion of the property lies within FEMA Flood Zone A, while the majority of the site is located in the non-hazard X zone. The seller currently carries a transferable FEMA flood insurance policy with an annual premium of $625. Depending on the lender’s underwriting requirements, this policy may be waived. A new survey would likely confirm that the dwelling itself is outside the FEMA Flood Zone A, with only a limited section of the parcel touching the zone. If the structure is outside the Special Flood Hazard Area, the lender may not require flood insurance, though this determination is always lender-specific.