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Aerial-style coastal view of Clearwater Beach, with Memorial Causeway crossing the Intracoastal Waterway toward the mainland and Island Estates north of the causeway.

Homes for Sale Under $400K in Clearwater FL

Browse Clearwater homes asking less than $400,000. Compare layouts, current listings and ownership details within the saved area.

Homes for Sale Under $400K in Clearwater FL

417 listings
View all matching homes

What this search includes

Current asking prices below $400,000, ordered from lowest to highest.

This search retains the saved Clearwater map used by our main guide. It is a focused selection, rather than every Gulf-coast address or nearby community. Matching homes have at least one listed bedroom and may include different property types.

Explore all Clearwater homes for sale.

Compare useful space with ongoing commitments

Below $400K, begin with the rooms and ownership arrangement that suit your plans. Check how the entrance, storage and parking work in practice. Review any shared facilities and maintenance before deciding whether two similar asking prices represent a similar commitment.

Four checks for your Clearwater shortlist

  • Usable rooms and storage

    Check room dimensions, bedroom placement and storage against the way you plan to live.

  • Parking and daily routes

    Check parking arrangements and test journeys from the exact address to your regular destinations.

  • Condition and upkeep

    Review the property's condition and distinguish essential work from changes you would simply prefer.

  • Ownership commitments

    Request the association information and compare recurring charges and maintenance responsibilities.

Put the first year of ownership in view

List essential work separately from changes to finishes. Consider the time involved as well as the cost, and ask what is maintained through any association. A convenient floor plan may matter more to your routine than an additional feature you rarely use.

Review the property's ownership arrangements

Compare property responsibilities independently of the coastal setting. Review the condition of the home and any shared building or community areas, ask what recurring charges cover and establish the arrangements attached to the address. A view and a right of access should be assessed separately.

Clearwater: wider asking-price context

All prices, property types and bedroom counts in the saved area. These asking-price figures describe the wider market, not this price selection.

For sale now
943
Median asking price
$429,900

Questions about this Clearwater search

Questions when comparing your shortlist

Gaby Sadler, Property Specialist

Gaby Sadler

Property Specialist, Serhant

Compare Clearwater homes with Gaby

Tell me your priorities and your budget under $400K. I can arrange viewings and help you compare layouts, locations and ownership details across your Clearwater shortlist.
+1 (407) 490-0475realty@thetopvillas.com

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